The number of opportunities that are available when investing capital are too numerous to list here but recommendations based on individual requirements will be prepared for our clients' consideration. MONTPELIER deals only with reputable and well known investment companies.

Some of the more popular services that MONTPELIER offers are:

Capital management & tax planning: Having your wealth actively managed gives you access to greater growth potential. MONTPELIER specialise in making all of our clients' portfolios tax efficient.

Regular savings: This is one of the more effective ways of building up capital offshore. A variety of different tailor made schemes are available, administered from the various offshore locations.

Retirement planning: For a variety of reasons it is common for an expatriate to have a disjointed and inadequate pension provision and, due to their generally nomadic lifestyles, many are likely to have deferred or frozen pension entitlement from previous employment. In many cases the opportunity exists to have these funds transferred to a personally owned pension scheme. The very nature of international employment means that an individual's pension arrangements must be portable and flexible, yet comprehensive.

Mortgages: These can be wide and complex, particularly when viewed from an international perspective. The most efficient solution will vary from client to client and will be dictated by considerations such as interest rates, currency selection, tax efficiency and the need for flexibility.

School fee planning: Many parents would prefer to have their children educated at fee paying schools and later at college or university. However, as the cost of private and further education continues to increase, funding potentially may become a problem. The answer lies in prior planning linked to professional financial advice. MONTPELIER provide a range of structures that can also include life assurance protection and tax efficiency.

All services are different importance depending on your length of stay abroad, your age and marital status. However, one thing that is certain is that, if you plan now, the benefits of higher disposable income can have a great effect on your future, and your family's, future as you strive for financial security and a comfortable lifestyle.

Whilst the above does not cover all the services and advice Montpelier provide, it does provide an insight into the key areas expatriates and international investors take advantage of.